A drunk naked woman boards a cab.
Driver of the cab keeps staring at her and does not start the cab.
Woman: Haven't you ever seen a naked woman before?
Driver: Cool down, ma'am. I am not staring at you. I am just wondering as to where you have kept the money to pay me?
Moral : This is what most of the Banks failed to do...... Assessing the repayment capacity before enjoying the exposure!!